DEVELOPING LEADING-EDGE PRODUCTS &CREATING THE CUSTOMER EXPERIENCE, BOOSTING SALES & LEVERAGING NEW GROWTH OPPORTUNITIES.
Financial Transaction Solution
Due to its dynamic infrastructure that can quickly adapt to a country’s specific regulations, PayFlex Mobile has been developed for global business and is operational all over the world. In addition to being a transactional channel, Payflex Mobile features a complete framework which establishes the cornerstone for Innova products. Through its in-house developed security and connection layers, PayFlex uses coding methods enhanced with algorithms that are approved worldwide.
Payflex Mobile Banking
Payflex Mobile Banking provides easily accessible channels for bank customers at anytime and anywhere through their most hand handheld device: their mobile phone. read more
Being a native phone application (Java/iphone) or browser application, these channels enable customers to perform all kind of banking operations processed by a teller or online such as balance checks, account transactions, payments, investments, and other financial services via their mobile device independent from the phone brand and GSM operator.
Payflex Cardless Cash
PayFlex Cardless cash enhances the customer experience by offering new channel of cash withdraw: it enables bank customers to authorize themselves or any other person to withdraw money from participated bank’s ATM using only a security code without a credit card. The security code complexity and entering mechanism can defined as fit the bank’s requirements. read more
The Sender can authorize the receiver through diversity of channels including portal, IVR, SMS and call center. The amount or the availability period can be predetermined by the sender or the system. Without having to be a customer of the bank, the recipient may withdraw the money from any ATM using the security code.
Payflex Mobile Money Transfer
PayFlex Mobile Money Transfer presents a unique mobile phone based solution for money transfers. It frees up the customer form the time restraint of banking hours. read more
The money is routable by both sender and receiver. The Sender can decide which instruments will be used in the wallet and the receiver can decide which instrument will be used as final delivery location when informed about the money transfer via mobile SMS before withdrawing the money.
PayFlex Mobile Money Transfer / Access Types
Cash to Mobile:
Money collection and transaction initiation is done by a teller. Money is directly transfered to receiver's card account, debit account, GSM prepaid account or m-wallet.
Mobile to Mobile:
Transaction is initiated whithin mobile device, the money is colleted from the defined card account or debit account. Money is directly transfered to receiver's card account or m-wallet.
Mobile to Cash:
Transaction is initated within mobile device, the money is collected from the defined card account or debit account. Receiver gets money from a teller, cardless ATM or a delivery service.
